A discount on what you owe.Instalments you choose.Zero pressure.
Ebra negotiates directly with your creditor and comes back with one clear settlement offer. Pay it at once or split it — you decide. Your SIMAH record updates the moment the file closes.
- Verified with Nafath
- No interest, ever
- No fees charged to you
Creditor
Telecom provider
Original balance
12,40030% offSettle today for
12,400or split it into
6 monthly payments
1,447/mo
Offer valid for 14 days
Accept offerFour commitments, in writing.
They apply to every file we handle, from the first message to the clearance letter. You can hold us to them.
We never call your family or your employer
Your debt is between you and your creditor. We contact you, on the number you confirm, and no one else.
You are never charged interest or fees
The discount is yours. Our fee is paid by the creditor, not by you. The number you see is the number you pay.
You choose the time and the channel
WhatsApp instead of calls. Evenings instead of work hours. Set it once and we respect it.
Everything is in writing, in your account
Every offer, every payment, every confirmation — documented and downloadable. Nothing verbal, nothing deniable.
This is what happens to your file.
Today
A balance in your name
Not settled yet, and on your credit record for as long as the file stays open.
What a typical settlement saves.
Move the slider to your approximate balance. This is an illustration based on typical settlements — your real offer depends on the agreement we hold with your creditor.
Spread it over
Typical discount range
Applied here at 30%
25% – 35%
Illustration only. Actual discounts vary by creditor, balance and age of debt, and are subject to creditor approval. Ebra never adds interest or fees.
Closing the file is how you get your record back.
An unresolved default follows you into every financing application — a car, a mortgage, a business licence. Settling through Ebra closes the record properly and reports it to SIMAH, so your record no longer shows an open default.
Ebra reports settlements to SIMAH. We can't remove an accurate record — no one legitimately can — but once you finish paying, the settlement is reported.
Unresolved
- Financing declined
- Default stays on record
- No proof of settlement
Settled
- Eligible to apply again
- Reported as settled to SIMAH
- Written clearance letter
Straight answers.
Ebra is a Saudi technology company, commercially registered under number 1010917470, that collects overdue payments on behalf of creditors under written mandate. We do not buy debt and we are not a law firm. We act for the creditor — but the platform is built so that resolving the debt is genuinely better for you than avoiding it.
Waiting doesn't reduce the balance.
Check what your settlement offer looks like. It takes thirty seconds and costs you nothing to find out.